BNI is expanding its support for the Sekolah Rakyat program through BNI Sahabat Sekolah Rakyat, which sits under the company's BNI Berbagi corporate social and environmental responsibility program. The Cerdas Belajar pillar introduces students to the basics of managing money, the banking world and sound financial decision-making, Kontan reported.

Okki Rushartomo, BNI's corporate secretary, said Cerdas Belajar is one of four pillars in the program, alongside Cerdas Menabung, Cerdas Sekolah and Peduli Sampah.

Materi dan jangkauan sosialisasi

The Cerdas Belajar material teaches students how to manage money and how to tell needs apart from wants.

Throughout October 2026, the literacy sessions reached Sekolah Rakyat schools in Sulawesi Utara, Tarakan, Natuna, Palu, Pontianak, Sigi, Central Buton, Bali, Jayapura, Singkawang and Kendari. At Sekolah Rakyat Terintegrasi 2 Kota Pontianak on 27 October 2026, the session featured representatives from OJK Kalimantan Barat and Bank Indonesia Kalimantan Barat.

BNI frames its support for the Sekolah Rakyat program as a contribution to widening access to learning and strengthening the quality of human resources from school age.

The syllabus also covers financial planning and introduces students to banking products and services.

Bekal kemandirian dan kolaborasi lembaga

Okki added that a basic understanding of finance should equip students to build independence and a better future, detikcom reported.

BNI says the program aligns with efforts to improve the quality of human capital through education toward Indonesia Emas 2045. Collaboration with local financial institutions introduces the role those institutions play in supporting public access to financial services, Republika reported.

Okki said financial literacy is important to introduce early so that students recognise their needs and manage money wisely.

Siapa terdampak

The sessions are delivered by BNI leaders at regional, area and branch level, who act as speakers and interact with students. Material is presented directly, with an approach adapted to the characteristics of participants so it is easy to understand and apply.

BNI describes itself as a state-owned enterprise within the Danantara Indonesia ecosystem, supporting national development through various initiatives for the community.

Yang belum jelas

BNI has not disclosed how many students and schools BNI Sahabat Sekolah Rakyat will reach after the October 2026 sessions, or which regions a next phase would cover. No enrolment targets have been announced.

It is also unclear whether Cerdas Belajar will continue in the following budget year and with what regional coverage. BNI has not announced how it will evaluate what students take from the financial planning and banking material.